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If there are insufficient funds in your bank account associated with your debit card to enable a payment to be made from your Account, this may result in the payment being reversed. In these circumstances you may be charged a fee and/or interest by your financial institution.
If a payment fails, PayPal retries the payment every 5 days. PayPal retries the payment up to twice per billing cycle. If the second retry fails, PayPal counts this as a payment failure. The failed payment amount is added to the outstanding balance for the next billing cycle.
How to open a dispute Log in to your PayPal account. Open a dispute in the Resolution Center within 180 calendar days of your purchase, by clicking on ?Dispute a Transaction? under ?Report a problem?. Select the transaction and click Continue. Select ?Item dispute?.
Reasons for a declined payment. There are reasonable grounds to conclude your account has been used fraudulently. The card payment was declined by your credit card issuer. The seller denied your payment.
Protection you can count on. If you don't receive the item that you ordered, or it shows up significantly different from its description, you may qualify for Purchase Protection, and we'll reimburse you for the full purchase price plus any original shipping costs, subject to terms and limitations.