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As another example, a landlord who evicted a tenant for not paying the rent might file a lawsuit to collect the unpaid rent, and if the landlord won the lawsuit, it would result in a judgment against the tenant.
Judgment creditors usually record this kind of lien on property with title papers, such as a car or a business's assets. If, for example, you tried to sell your car, the lien would appear, and you'd have to pay off the judgment creditor before selling.
Entry of Judgment When the court reaches a final decision in a case, the court enters judgment pursuant to Federal Rule of Appellate Procedure 36. The Clerk's Office enters a separate judgment whenever a case is disposed of by opinion.
A person or company that a court of law has decided has the legal right to receive money from another person or company. (Definition of judgment creditor from the Cambridge Business English Dictionary © Cambridge University Press)
Clearly state that you are writing a judgment proof letter and explain the purpose of the letter, which is to demonstrate your inability to pay the judgment. Provide a brief explanation of your current financial situation, including any income, assets, or debts you may have.