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For example, lost baggage insurance might include coverage for personal items, prescriptions, credit cards, and your passport or visa. You may also need to take extra steps to qualify for coverage, such as reporting the loss or theft to the police.
While many travel insurance policies do include some cover for public liability claims, it's important to remember that they might only provide cover up to a certain limit.
For a monthly fee she received free travel insurance as well as breakdown cover. Then there's your air ambulance and hospital stay - check your travel insurance for exclusion clauses - not to mention car recovery. These paid-for current accounts come with extras such as travel insurance or breakdown cover.
Before you leave for your next trip, one crucial consideration may be insurance that covers international personal liability. The benefit of personal liability is paid to cover expenses due to injury to a 3rd person or damage to that person's property.
Contact your insurer as soon as possible and ask them to send you a claim form. They may be able to email this to you to speed things up. Complete the claim form carefully and keep a copy for yourself. You'll need to include copies of all paperwork that will help your claim, including receipts or medical certificates.