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Ing to New Jersey State Law, you are obligated to report a car accident to the police if it results in any form of injury or death or if the property damage exceeds $500.
If an accident is minor and doesn't cause injuries or property damage to others, you may not need to report it. In New Jersey, you're required to report an accident if there is over $500 worth of property damage or any injuries.
If you need to report an accident / crash after the fact, please use the New Jersey Self-Reporting Crash Form located below: .state.nj.us/transportation/refdata/accident/selfreporting.shtm. This link includes a printable version of the form and also an online version available to complete and submit directly online.
Some minor insurance claims may be filed without a police report. However, NJ law requires you to file an accident report with the police for all incidents with personal injury, death, or property damage over $500. Police reports can be crucial to defending your claim.
You do not have to report a minor car accident in New Jersey if no one was injured and there was minimal property damage. Section 4-130 of New Jersey Statutes Title 39 specifies that you must file a police report following a car accident if either of the following is true: Anyone involved in the accident was injured.