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Org/node/508) protects consumers from unfair and deceptive acts and practices, whether they occur online or offline. This law generally prevents companies from hiding important facts or falsely representing the facts related to consumer goods, services, property, or credit in Maryland.
The Maryland Consumer Protection Act, 12 enacted in 1973,' 3 provides a private cause of action for consumers harmed by several specified unfair or deceptive trade practices, which consist of various types of false and misleading statements made in consumer transactions.
Although subjective, four basic consumer rights that are widely accepted are 1) the right to be informed, 2) the right to safety, 3) the right to choose, and 4), the right to voice your opinion.
The Personal Information Protection Act (PIPA), Md. Code Ann. Com?m. Law 14-3504?, was enacted to make sure that Maryland consumers' personal identifying information is reasonably protected, and if it is compromised, they are notified so that they can take steps to protect themselves.
Deceptive trade practices in Maryland are dealt under Maryland Commercial Law Code, Title 13 (Consumer Protection Act), Subtitle 3 (Unfair or Deceptive Trade Practices) Section 13-301 et seq. Any advertisement of consumer goods or services without intent to sell, lease or rent are prohibited under Section 13-301.
You may request a complaint form be emailed to you by emailing us at mediator@oag.state.md.us? for general consumer complaints against businesses or heau@oag.state.md.us? for health billing and health insurance complaints. You may also download general consumer complaint forms here.
Consistent with applicable law, we securely share complaints with other state and federal agencies to, among other things, facilitate: supervision activities, enforcement activities, and. monitor the market for consumer financial products and services.
To get a judgment, a creditor must bring the claim to court within 3 years after the debt comes due. If someone claims in court that you owe them money and you believe that the money became due more than 3 years ago, you may be able to raise the 3-year statute of limitation as a defense.