Florida Beneficiary Withdrawal
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FAQ
When you enter DROP, you are retired and you stop earning retirement service credit. While you are participating in DROP, your monthly retirement benefits accumulate in the FRS Trust Fund while you continue your FRS covered employment and earn tax-deferred interest.
The Beneficiary is the person you are saving for. You may enroll any Florida resident with a valid Social Security number who is a U.S. citizen or resident alien, at any age, and at any time. It's never too early, or too late, to save for college.
You may request a withdrawal from your Florida 529 Savings Plan online at myfloridaprepaid.com ? we can send the money to you, to your student, or directly to an Eligible Educational Institution. How long do withdrawals take? We issue withdrawals in two forms, via electronic funds transfer and via paper check.
Leftover funds can go toward graduate school. Let's say your child receives a scholarship and doesn't use all of the plan benefits for undergraduate education. You could get a refund, or you can apply the value of your plan toward graduate-level courses within the same 10-year period.