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Description Informing Debt Debtor
The Fair Debt Collection Practices Act (FDCPA) prohibits harassment or abuse in collecting a debt such as threatening violence, use of obscene or profane language, publishing lists of debtors who refuse to pay debts, or even harassing a debtor by repeatedly calling the debtor on the phone. This Act sets forth strict rules regarding communicating with the debtor.
The collector is restricted in the type of contact he can make with the debtor. He can't contact the debtor before 8:00 a.m. or after 9:00 p.m. He can contact the debtor at home, but cannot contact the debtor at the debtor's club or church or at a school meeting of some sort. The debtor cannot be contacted at work if his employer objects. If the debtor tells the creditor the name of his attorney, any future contacts must be made with the attorney and not with the debtor.
- View Letter Informing Debt Collector to only Communicate with Debtor in Writing at Debtor's Home Address
- View Letter Informing Debt Collector not to Communicate with Debtor at Debtor's Place of Employment
- View Letter Informing Debt Collector that Debtor is Represented by an Attorney
- View Letter Informing to Debt Collector to Cease Communications with Debtor
- View Letter Informing Debt Collector to Cease Communications with Debtor and that Debtor Refuses to Pay Alleged Debt
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