While it’s not required, having an attorney can make the process smoother and ensure everything is filed correctly, like having a guide on a tricky path.
While it can vary, you generally want to file as soon as you realize you need more time. Procrastination can lead to more headaches down the line.
If you miss the deadline, you might lose the chance to keep certain assets, and your debts could get wiped out, which isn't always the best scenario.
If you're feeling rushed and can’t meet the deadline with all the necessary paperwork, it’s a good sign you should consider filing for more time.
Yes, you can still file, even if it's not your first rodeo. Just explain why you need the extension again.
Sometimes life gets in the way, and you need a bit more breathing room to get your documents together and make sure everything's in order.
It's basically asking the court for more time to submit those agreements that let you keep certain debts while going through bankruptcy.