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Interesting Questions
If you think there’s been a change and you haven’t gotten any notice, don’t hesitate to contact your current servicer for clarity. Ignorance isn’t bliss in this case.
The notice will give you clear instructions on where to send your payments moving forward. If it’s unclear, reaching out to the new servicer is your best bet.
Not right away! Your payment amount typically stays the same, but it’s always good to double-check with the new servicer, just to be on the safe side.