Albuquerque New Mexico Request for Disclosure of Reasons for Denial of Credit Application Where Action Was Based on Information Not Obtained by Reporting Agency

State:
Multi-State
City:
Albuquerque
Control #:
US-01402BG
Format:
Word; 
Rich Text
Instant download

Description

The Fair Credit Reporting Act (FCRA) is designed to help ensure that credit bureaus furnish correct and complete information to businesses to use when evaluating your application. Your rights include:


The right to receive a copy of your credit report. The copy of your report must contain all of the information in your file at the time of your request.


The right to know the name of anyone who received your credit report in the last year for most purposes or in the last two years for employment purposes.


Any company that denies your application must supply the name and address of the credit bureau they contacted, provided the denial was based on information given by the credit bureau.


The right to a free copy of your credit report when your application is denied because of information supplied by the credit bureau. Your request must be made within 60 days of receiving your denial notice.


If you contest the completeness or accuracy of information in your report, you should file a dispute with the credit bureau and with the company that furnished the information to the bureau. Both the credit bureau and the furnisher of information are legally obligated to investigate your dispute.


A right to add a summary explanation to your credit report if your dispute is not resolved to your satisfaction.

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FAQ

The cost of living in Albuquerque, NM is 1% lower than the state average and 6% lower than the national average. Albuquerque, NM housing is 16% cheaper than the U.S average, while utilities are about 2% less pricey.

Albuquerque is mostly known for its International Balloon Fiesta, which takes place the first two weeks in October. If you happen to be here at other times of the year, there's still a wide variety of things to do.

Albuquerque, city, seat (1883) of Bernalillo county, west-central New Mexico, U.S., located on the Rio Grande opposite a pass between the Sandia and Manzano mountains to the east.

In addition to outdoor recreation, Albuquerque enjoys a thriving art scene with a wide array of local galleries and a flourishing performing arts scene. Families enjoy visiting Albuquerque's zoo, aquarium and museums, such as the New Mexico Museum of Natural History & Science and the Explora children's museum.

Recognized as one of the most culturally diverse cities in the country, Albuquerque's ethnic tapestry is reflected in its architecture, artwork, cultural centers and cuisine. Countless customs and traditions are a vibrant part of daily life in the city, making Albuquerque the cultural capital of the Southwest.

Albuquerque (/?ælb?k??rki/ AL-b?-kur-kee; Spanish: [al?u?ke?ke]), also known as ABQ, Burque, and the Duke City, is the most populous city in the U.S. state of New Mexico.

New Mexico Welcome to Albuquerque. At the heart of New Mexico beats the pulse of a vibrant city. In Albuquerque, diverse cultures, authentic art and dynamic traditions have helped shape our centuries-old story. Visit Albuquerque: The Official Website for Albuquerque, New ... visitalbuquerque.org visitalbuquerque.org

Recognized as one of the most culturally diverse cities in the country, Albuquerque's ethnic tapestry is reflected in its architecture, artwork, cultural centers and cuisine. Countless customs and traditions are a vibrant part of daily life in the city, making Albuquerque the cultural capital of the Southwest.

It is home to several historic landmarks, the University of New Mexico, the Albuquerque International Balloon Fiesta, the Gathering of Nations, the New Mexico State Fair, and a diverse restaurant scene, which features both New Mexican and global cuisine. Albuquerque, New Mexico - Wikipedia wikipedia.org ? wiki ? Albuquerque,_New_Me... wikipedia.org ? wiki ? Albuquerque,_New_Me...

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Albuquerque New Mexico Request for Disclosure of Reasons for Denial of Credit Application Where Action Was Based on Information Not Obtained by Reporting Agency