Houston Texas Protecting Deceased Persons from Identity Theft

State:
Texas
City:
Houston
Control #:
TX-P084-PKG
Format:
Word; 
Rich Text
Instant download

Description

This package contains the forms that are necessary to reduce the risk of and remedy the effects of identity theft of deceased persons. You will find forms that are essential to you in notifying creditors, government agencies and other entities of an individual’s death, as well as theft of a deceased person’s identifying information. The documents in this package include the following:



1) Guide for Protecting Deceased Persons from Identity Theft;

2) Checklist for Remedying Identity Theft of Deceased Persons;

3) Identity Theft Contact Table;

4) Letter to Membership Programs Notifying Them of Death;

5) Letter to Report False Submission of Deceased Person's Information;

6) Letter to Credit Card Companies and Financial Institutions Notifying Them of Death;

7) Letter to Credit Reporting Bureaus or Agencies Requesting Copy of Deceased Person's Credit Report and Placement of Deceased Alert;

8) Letter to Social Security Administration Notifying Them of Death;

9) Letter to Creditor, Collection Agencies, Credit Issuer or Utility Company Notifying Them of Death;

10) Letter to Insurance Company Notifying Them of Death;

11) Letter to Department of Motor Vehicles Notifying Them of Death;

12) Letter to Other Entities Notifying Them of Death; and

13) Letter to Law Enforcement Notifying Them of Identity Theft of Deceased Person

Purchase this package and save up to 40% over purchasing the forms separately!



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FAQ

Texas defines identity theft as the stealing of another person's identity information to get goods, money, services or anything else of value. It is an offense that can be prosecuted within the state by Texas. It can also be prosecuted federally.

Due to the sharp rise in identity theft cases across the United States, Congress passed the Identity Theft and Assumption Deterrence Act in 1998. Under this Act, 18 U.S.C. § 1028 was amended to make it a federal crime to knowingly commit, attempt to commit, or aid in committing identity theft.

Penalties for Identity Theft in Texas A felony of the third degree identity theft conviction can result in a prison sentence from two to ten years and/or fines not exceeding $10,000. Identity theft charges that are felonies of the second degree can result in a two to 20 year prison sentence and/or a fine up to $10,000.

Identity Theft of a Deceased Person Identity thieves can get personal information about deceased individuals by reading obituaries, stealing death certificates, or searching genealogy websites that sometimes provide death records from the Social Security Death Index.

PREVENTING IDENTITY THEFT AFTER DEATH Be careful about what information you put in the obituary.Contact the Social Security Administration.Pull your loved one's credit report before reaching out to the credit bureaus.Report the death to the credit bureaus.Request a death flag.

Identity thieves can strike even after death. An identity thief's use of a deceased person's Social Security number may create problems for family members. This type of identity theft also victimizes merchants, banks, and other businesses that provide goods and services to the thief.

Texas law provides victims of identity theft the option of seeking a court order declaring that you are a victim of identity theft.

The Social Security Administration ( ) does not reappoint a Social Security number to someone else after the original owner's death. The SSA estimates that there are enough new number combinations to last well into the next SEVERAL generations.

Deceased family member identity theft, also known as ghosting, occurs when someone uses the personal information of a deceased person to commit fraud. This can include opening new credit accounts, applying for loans or making other financial transactions in the deceased person's name.

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Houston Texas Protecting Deceased Persons from Identity Theft