Middlesex Massachusetts Protecting Deceased Persons from Identity Theft

State:
Massachusetts
County:
Middlesex
Control #:
MA-P084-PKG
Format:
Word; 
Rich Text
Instant download

Description

This package contains the forms that are necessary to reduce the risk of and remedy the effects of identity theft of deceased persons. You will find forms that are essential to you in notifying creditors, government agencies and other entities of an individual’s death, as well as theft of a deceased person’s identifying information. The documents in this package include the following:



1) Guide for Protecting Deceased Persons from Identity Theft;

2) Checklist for Remedying Identity Theft of Deceased Persons;

3) Identity Theft Contact Table;

4) Letter to Membership Programs Notifying Them of Death;

5) Letter to Report False Submission of Deceased Person's Information;

6) Letter to Credit Card Companies and Financial Institutions Notifying Them of Death;

7) Letter to Credit Reporting Bureaus or Agencies Requesting Copy of Deceased Person's Credit Report and Placement of Deceased Alert;

8) Letter to Social Security Administration Notifying Them of Death;

9) Letter to Creditor, Collection Agencies, Credit Issuer or Utility Company Notifying Them of Death;

10) Letter to Insurance Company Notifying Them of Death;

11) Letter to Department of Motor Vehicles Notifying Them of Death;

12) Letter to Other Entities Notifying Them of Death; and

13) Letter to Law Enforcement Notifying Them of Identity Theft of Deceased Person


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FAQ

In Massachusetts, identity theft is treated seriously under state law. The law allows victims to take legal action if their identity has been misused. It provides guidelines on how to report incidents and seek restitution. Understanding these laws is crucial for those interested in Middlesex Massachusetts protecting deceased persons from identity theft, as informed actions can aid in recovering damages and preventing further issues.

To report identity theft of a deceased person online, visit the Federal Trade Commission's website and follow their guidance. You will need to provide necessary documentation, including the death certificate and any evidence of identity theft. Reporting promptly helps prevent further misuse of the deceased's identity. You can also seek assistance from resources focusing on Middlesex Massachusetts protecting deceased persons from identity theft, which can streamline the process.

To protect a deceased person from identity theft, you should take proactive measures. First, secure the deceased person's personal information, such as Social Security numbers and financial records. Next, notify the credit bureaus about the death to prevent new accounts from being opened in their name. Additionally, consider utilizing services that specialize in Middlesex Massachusetts protecting deceased persons from identity theft to further safeguard sensitive information.

Deceased family member identity theft, also known as ghosting, occurs when someone uses the personal information of a deceased person to commit fraud. This can include opening new credit accounts, applying for loans or making other financial transactions in the deceased person's name.

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, when they use the credit cards and don't pay the bills, it damages your credit.

If a beneficiary dies If the payment is by direct deposit, notify the financial institution as soon as possible so it can return any payments received after death. Family members may be eligible for Social Security survivors benefits when a person dies.

The Social Security Administration ( ) does not reappoint a Social Security number to someone else after the original owner's death. The SSA estimates that there are enough new number combinations to last well into the next SEVERAL generations.

Identity Theft of a Deceased Person Identity thieves can get personal information about deceased individuals by reading obituaries, stealing death certificates, or searching genealogy websites that sometimes provide death records from the Social Security Death Index.

If a payment was issued after the person's death, Social Security will contact the bank to ask for the return of those funds. If the bank didn't already know about the person's death at that point, this request from Social Security will alert them that the account holder is no longer living.

Benefits end in the month of the beneficiary's death, regardless of the date, because under Social Security regulations a person must live an entire month to qualify for benefits. There is no prorating of a final benefit for the month of death.

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Middlesex Massachusetts Protecting Deceased Persons from Identity Theft