Loans and Lending Forms

Forms used for loans and lending purposes. Select your State below.

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What is a loan?

A loan means something lent for the borrower's temporary use. It can be a sum of money that is given by one party to another for a limited period of time. The money is to be repaid according to terms of the loan agreement which includes any interest to be charged and a time frame for repayment. The lender has to bear the risk that the borrower may not repay a loan. It also refers to the act of lending.

What is a promissory note?

A promissory note evidence of a loan, it is a written promise to pay a debt. An unconditional promise to pay on demand or at a fixed or determined future time a particular sum of money to or to the order of a specified person or to the bearer. It is the document that evidences the terms of the agreement regarding the loan, such as the date payments are due, the amount, interest rate, and the rights and remedies of the parties regarding the loan.

What is the Lending Law?

These laws, which are state specific, prevent a person from lending money at such an excess rate passed the statutory maximum known as the “usury limit”. The only organizations that can ignore such state laws are the banks that are labeled “national” or “N.A.” in the name. This makes them federally chartered and therefore are different that just any state localized bank.

What are the most popular Loan Lending forms?

The most popular forms used for loan lending is Debt Settlement Agreement, Loan Agreement – Short Form, Security Agreement – Short Form, Security Agreement – Long Form, and a Loan Agreement.


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