Virginia Insurance Forms

We offer thousands Insurance forms. Some of the forms offered are listed by area below. For others, please use our search engine.

Insurance Forms FAQ

What is insurance?

Insurance is a contract, called an insurance policy, in which the insurer, agrees to pay the insured party all or a portion of any loss suffered by accident or death for a fee called an insurance premium. The losses covered by the policy may include property damage or loss from accident, fire, theft or intentional harm; medical costs and/or lost earnings due to physical injury; long-term or permanent loss of physical capacity; claims by others due to the insured's alleged negligence, or the loss of someone's life.

What laws govern insurers?

In 1944, Congress enacted the McCarran-Ferguson Act, which provided that the laws of the several states should control the insurance business, but that the Sherman Act, the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.

The McCarran-Ferguson Act, broadly speaking, gives states the power to regulate the insurance industry. While state insurance statutes override most federal laws, some portions of federal law (like federal tax laws) are always controlling. To determine whether a particular law governs, the determining factor is whether the issue is related to the "business of insurance", where state law governs, or whether it is related to peripherals of the industry, such as labor, tax, and securities, where federal law governs.

What can be done is an insurer wrongfully denies a claim?

Insurers may be guilty of bad faith for failing to promptly and thoroughly investigate a claim, unreasonably delaying payment, unreasonably denying benefits to a claim, using unreasonable interpretations in translating policy language, or refusing to settle the case or reimburse you for the entirety of your loss, etc. Unless a time period for settling a claim is defined in the policy, a "reasonable time" generally applies, which is a subjective term, depending on the facts and circumstances in each case.


Bill of Sale – By Type (5)

A Bill of Sale is a legal document used to transfer ownership of personal property from one person to another. There are several types of Bill of Sale forms, each designed for specific purposes. In Virginia, these types include a general Bill of Sale which covers the sale of any type of personal property, a vehicle Bill of Sale which is used specifically for buying or selling a car, boat, or other motorized vehicle, a firearm Bill of Sale for the sale and transfer of guns, a livestock Bill of Sale used for buying or selling livestock like horses or cattle, and a business Bill of Sale for transferring ownership of a business or its assets. These different forms help ensure that the necessary information and terms are included in the document, providing protection and clarity for both the seller and the buyer.


Vehicle Registration Forms

Vehicle registration forms in Virginia are documents that need to be filled out in order to register your vehicle with the state. They include basic information about your vehicle such as the make, model, and year. These forms also require you to provide details about yourself, like your name, address, and driver's license number. Additionally, you may need to provide important documents, such as your vehicle's title and proof of insurance. So, make sure to complete these forms accurately and submit them along with the required paperwork to ensure your vehicle is properly registered in Virginia.


Boat Registration Forms

In Virginia, boat Registration Forms are a requirement for anyone who wants to own and operate a boat. These forms are straightforward documents that provide important information about the boat, its owner, and its intended use. They include details such as the boat's make, model, and serial number, as well as the owner's contact information and proof of ownership. By filling out these forms, boat owners can ensure that their vessel is legally registered and meets all state regulations. It's essential to complete these forms accurately and submit them to the relevant authorities in a timely manner to enjoy a worry-free boating experience in Virginia.