Tennessee Insurance Forms
We offer thousands Insurance forms. Some of the forms offered are listed by area below. For others, please use our search engine.
Insurance Forms FAQ
What is insurance?
Insurance is a contract, called an insurance policy, in which the insurer, agrees to pay the insured party all or a portion of any loss suffered by accident or death for a fee called an insurance premium. The losses covered by the policy may include property damage or loss from accident, fire, theft or intentional harm; medical costs and/or lost earnings due to physical injury; long-term or permanent loss of physical capacity; claims by others due to the insured's alleged negligence, or the loss of someone's life.
What laws govern insurers?
In 1944, Congress enacted the McCarran-Ferguson Act, which provided that the laws of the several states should control the insurance business, but that the Sherman Act, the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.
The McCarran-Ferguson Act, broadly speaking, gives states the power to regulate the insurance industry. While state insurance statutes override most federal laws, some portions of federal law (like federal tax laws) are always controlling. To determine whether a particular law governs, the determining factor is whether the issue is related to the "business of insurance", where state law governs, or whether it is related to peripherals of the industry, such as labor, tax, and securities, where federal law governs.
What can be done is an insurer wrongfully denies a claim?
Insurers may be guilty of bad faith for failing to promptly and thoroughly investigate a claim, unreasonably delaying payment, unreasonably denying benefits to a claim, using unreasonable interpretations in translating policy language, or refusing to settle the case or reimburse you for the entirety of your loss, etc. Unless a time period for settling a claim is defined in the policy, a "reasonable time" generally applies, which is a subjective term, depending on the facts and circumstances in each case.
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Bill of Sale – By Type (5)
A bill of sale is a document that is used to legally transfer ownership of an item from one person to another. In Tennessee, there are five types of bills of sale that are commonly used. The first type is for the sale of a motor vehicle, which includes important details such as the vehicle identification number (VIN) and the purchase price. The second type is for the sale of a boat, including information about the vessel's make, model, and registration number. The third type is for selling a firearm, which requires details about the weapon's make, model, and serial number. The fourth type is for the sale of livestock or animals, and it typically includes the breed, age, and any identifying marks. Lastly, there is a general bill of sale, which can be used for any type of item being sold, and it records the buyer and seller's information along with a description of the item being sold.
Number of Copies
In Tennessee, the number of copies refers to the quantity of something that is reproduced or duplicated. It basically means having more than one version of a document, image, or any other types of files. This can be important for various reasons, like providing information to multiple people, distributing important materials, or keeping backups in case something gets lost or damaged. Having multiple copies ensures that important content is readily available and can be easily shared or accessed by different individuals or groups.
Vehicle Registration Forms
Vehicle registration forms in Tennessee are documents that need to be filled out when you want to register your vehicle in the state. These forms ask for basic information about the vehicle, such as its make, model, and year. You'll also need to provide details about yourself, like your name, address, and driver's license number. It's important to fill out these forms accurately and completely to ensure that your vehicle is properly registered and meets all legal requirements in Tennessee.
