Florida Insurance Forms

We offer thousands Insurance forms. Some of the forms offered are listed by area below. For others, please use our search engine.

Insurance Forms FAQ

What is insurance?

Insurance is a contract, called an insurance policy, in which the insurer, agrees to pay the insured party all or a portion of any loss suffered by accident or death for a fee called an insurance premium. The losses covered by the policy may include property damage or loss from accident, fire, theft or intentional harm; medical costs and/or lost earnings due to physical injury; long-term or permanent loss of physical capacity; claims by others due to the insured's alleged negligence, or the loss of someone's life.

What laws govern insurers?

In 1944, Congress enacted the McCarran-Ferguson Act, which provided that the laws of the several states should control the insurance business, but that the Sherman Act, the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.

The McCarran-Ferguson Act, broadly speaking, gives states the power to regulate the insurance industry. While state insurance statutes override most federal laws, some portions of federal law (like federal tax laws) are always controlling. To determine whether a particular law governs, the determining factor is whether the issue is related to the "business of insurance", where state law governs, or whether it is related to peripherals of the industry, such as labor, tax, and securities, where federal law governs.

What can be done is an insurer wrongfully denies a claim?

Insurers may be guilty of bad faith for failing to promptly and thoroughly investigate a claim, unreasonably delaying payment, unreasonably denying benefits to a claim, using unreasonable interpretations in translating policy language, or refusing to settle the case or reimburse you for the entirety of your loss, etc. Unless a time period for settling a claim is defined in the policy, a "reasonable time" generally applies, which is a subjective term, depending on the facts and circumstances in each case.


Bill of Sale – By Type (5)

A Bill of Sale is a legal document that records the transfer of ownership of a specific item from one person to another. There are different types of Bill of Sale documents depending on the nature of the item being transferred. In Florida, some common types include the General Bill of Sale, Vehicle Bill of Sale, Boat Bill of Sale, Firearm Bill of Sale, and Horse Bill of Sale. Each type of Bill of Sale is tailored to meet the specific requirements and details of the transaction, ensuring both parties are protected and aware of the terms of the agreement.


Vehicle Registration Forms

Vehicle registration forms in Florida are simple documents that you need to fill out to legally register your vehicle in the state. These forms ask for basic information about you and your vehicle, like your name, address, and the vehicle's make, model, and identification number. It's important to accurately fill out these forms so that you can receive your registration certificate and license plates. Make sure to bring your proof of insurance and vehicle title when submitting the registration forms. Once completed, you'll be able to drive your vehicle on the roads of Florida without any worries about breaking the law.


Boat Registration Forms

Boat registration forms in Florida are documents that you need to fill out and submit if you own a boat and want to legally operate it in the state's waters. These forms are designed to gather important information about your boat, such as its make, model, year, and hull identification number. They also require details about the owner, including their name, address, and contact information. By completing these forms, you are essentially registering your boat with the state, which ensures that it meets safety standards and allows authorities to identify and keep track of vessels. It's essential to fill out these forms accurately and provide all the necessary information to avoid any legal issues or penalties down the line.


Firearm Registration Forms

Firearm registration forms in Florida are documents that gun owners need to fill out to register their firearms with the state government. These forms ask for basic information such as the owner's name, address, and contact details, as well as detailed information about the firearm itself, including the make, model, and serial number. Registering firearms helps authorities keep track of who owns what and serves as a means to ensure accountability. It is an essential step for responsible firearm ownership and promotes public safety by helping to prevent the illegal use of firearms.