Delaware Insurance Forms
We offer thousands Insurance forms. Some of the forms offered are listed by area below. For others, please use our search engine.
Insurance Forms FAQ
What is insurance?
Insurance is a contract, called an insurance policy, in which the insurer, agrees to pay the insured party all or a portion of any loss suffered by accident or death for a fee called an insurance premium. The losses covered by the policy may include property damage or loss from accident, fire, theft or intentional harm; medical costs and/or lost earnings due to physical injury; long-term or permanent loss of physical capacity; claims by others due to the insured's alleged negligence, or the loss of someone's life.
What laws govern insurers?
In 1944, Congress enacted the McCarran-Ferguson Act, which provided that the laws of the several states should control the insurance business, but that the Sherman Act, the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.
The McCarran-Ferguson Act, broadly speaking, gives states the power to regulate the insurance industry. While state insurance statutes override most federal laws, some portions of federal law (like federal tax laws) are always controlling. To determine whether a particular law governs, the determining factor is whether the issue is related to the "business of insurance", where state law governs, or whether it is related to peripherals of the industry, such as labor, tax, and securities, where federal law governs.
What can be done is an insurer wrongfully denies a claim?
Insurers may be guilty of bad faith for failing to promptly and thoroughly investigate a claim, unreasonably delaying payment, unreasonably denying benefits to a claim, using unreasonable interpretations in translating policy language, or refusing to settle the case or reimburse you for the entirety of your loss, etc. Unless a time period for settling a claim is defined in the policy, a "reasonable time" generally applies, which is a subjective term, depending on the facts and circumstances in each case.
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Bill of Sale – By Type (5)
A bill of sale is a legal document that confirms the transfer of ownership of personal property from one party to another. There are different types of bills of sale, depending on the nature of the transaction. In Delaware, some common types include bills of sale for vehicles, boats, firearms, livestock, and general personal property. These documents provide important information about the buyer, seller, and the item being sold, such as its description, purchase price, and any warranties or conditions. Having a bill of sale can help protect both the buyer and seller's interests and serves as proof of the transaction.
Vehicle Registration Forms
Vehicle Registration Forms in Delaware are documents that vehicle owners need to fill out and submit to the Delaware Division of Motor Vehicles. These forms play a vital role in the registration process, as they provide important information about the vehicle, such as its make, model, year, and vehicle identification number (VIN). Vehicle owners in Delaware are required by law to complete these registration forms accurately and honestly. It is important to note that these forms may differ depending on the type of vehicle being registered, such as cars, motorcycles, or trailers. The completion of these forms is a crucial step in ensuring that your vehicle is officially registered and legally allowed to be driven on Delaware's roads.
Boat Registration Forms
If you want to own a boat in Delaware, it's important to know about boat registration forms. Boat registration forms are official documents that you must fill out to legally register your boat with the state of Delaware. These forms gather important information about your boat, such as its make, model, length, and registration number. They also require you to provide your personal details, like your name, address, and contact information. Boat registration forms are necessary to ensure that your boat is properly identified and meets the state's safety and regulatory requirements. So, make sure to complete these forms accurately and submit them to the appropriate authorities to enjoy a safe and stress-free boating experience in Delaware.
Firearm Registration Forms
In Delaware, firearm registration forms are documents used to record information about firearms owned by individuals. These forms help the state government keep track of the firearms and their owners for safety and regulatory purposes. They require basic details, such as the person's name, address, and contact information, as well as specific firearm information like make, model, and serial number. By utilizing these forms, Delaware aims to ensure responsible gun ownership and effective law enforcement, helping to keep communities safe.
