Insurance Liability Forms for Palm Beach
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FAQ
The Acord 25 form, also known as a certificate of insurance (COI), is a type of liability insurance certificate that represents the contractual agreements between the insured clients and the insurance agencies.
A certificate of liability insurance is a document that proves you have general liability insurance coverage. It is also called a general liability insurance certificate or proof of insurance.
Producer: The insurance agent or broker who issued the certificate. Insured: The name and address of the person(s) or business covered by the policy. Insurance coverages: The insured's liability insurance coverages typically general liability, commercial auto, umbrella liability, and workers' compensation.
An Acord 25 summarizes information about the insurance policy, such as coverage types, policy numbers, insurance limits, and effective and expiration dates. The Acord 25 form also provides the information of all the parties listed on the insurance policy.
ACORD is required to file certain forms with state insurance departments for approval, even when changes to the forms arise from changes in business practices and not regulatory requirements.
More specifically, an ACORD certificate of liability insurance also known as an ACORD 25 form and a certificate of insurance (COI) is a one-page document that proves you have business liability insurance coverage and can meet the conditions of contracts that require it.