Issuing credit cards Forms for Contra Costa

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FAQ

Merchants send batches of authorized transactions to their payment processor. The payment processor passes transaction details to the card associations that communicate the appropriate debits with the issuing banks in their network. The issuing bank charges the cardholder's account for the amount of the transactions.

A credit card authorization form is one way to protect yourself against chargebacks. If you have a signed document from the cardholder that gives you permission to charge their card for services rendered, your chances of winning your case with the card issuer are much more likely and less complicated.

What is a credit card authorization form? A credit card authorization form is a document, signed by a cardholder, that grants a merchant permission to charge their credit card for recurring payments during a period of time as written in that document.

It is essential to use a credit card authorization form, especially if you do not have access to a credit card while performing the transaction. Use a credit card authorization form if the cardholder is not physically present at the transaction time. For example, if your customers order online, via email, or by phone.

You have a couple of options for accepting credit cards, including setting up a merchant account, using PayPal or Google Checkout. The fees will vary for each, so you will need to decide what works best for your business. Before you can begin using any of these services, you must create an account for each.

A HIPAA authorization form gives covered entities permission to use protected health information for purposes other than treatment, payment, or health care operations. Continue reading to find out what authorization to disclose health information is needed.