Warranty Deed Remove Name Field For Free

To take someone's name off a deed, a new deed must be prepared to transfer the property from all of the current owners to all of the remaining owners.

If you die owing money on a mortgage, the mortgage remains in force. If you have a co-signer, the co-signer may still be obligated to pay back the loan. A spouse or other family member who inherits a house generally has the right to take over the payments and keep the home.

Here are your rights if your name is on the deed, but not the mortgage: Ownership Rights: Your name on the deed means you are a legal owner. You have the right to live in the home, rent it out, sell your share, or even refinance it.

If your name is on the deed but not the mortgage, it means that you are an owner of the home, but are not liable for the mortgage loan and the resulting payments.

For example, suppose there are two people listed on the deed to the property. In order to remove any one of these names, aka owners of the property, an attorney would draft a new deed, and then file the document with the appropriate registry of deeds in Massachusetts where the property is located.

If your names appear on the deed, you own the property if one of you dies. You are not liable for the mortgage loan if you do not have a mortgage. However, if your spouse dies, you inherit their interest in the property. The mortgage lender can evict you if you default on mortgage payments.

To remove one spouse's name from the deed, they will need to sign and file a Warranty Deed. The deed needs to be signed in front of a notary by the spouse whose name is being removed from the title.

There are two ways to remove an ex-spouse from a loan: Release and refinance. A lender may release the ex-spouse from the loan. If presented with a divorce decree and a quitclaim deed, many lenders will remove the ex-spouse and leave the loan in the name of one spouse only.

If you do not have any loan or mortgage over the said property, then the easiest way to remove your name from the joint names, is if you were to execute a release deed or relinquishment deed in favour of your wife with respect to 50% share that you are the owner of, then she in turn becomes the full and absolute owner

Generally, someone else cannot remove you from title without your consent and/or knowledge. You should speak to a local real estate attorney to see how to return your name to title and how it was removed in the first place.