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Health insurance is a type of insurance that covers medical expenses that arise due to an illness. These expenses could be related to hospitalisation costs, cost of medicines or doctor consultation fees.

Plan Name: The name of the health plan offered by the insurance company.

Birth, adoption, and placement for adoption may trigger a special enrollment period during which you, your spouse, and new dependents can enroll in your employer's plan or a Marketplace plan.

Check your insurance card: Your insurance card should indicate whether you have an HMO or PPO plan. Look for the terms "HMO" or "PPO" on the card.

A PPO is a medicare arrangement where availing medical services like consultations, hospitals and medicines are all provided for a cost lesser than it usually is under this plan. It is usually offered by a private insurance company and the participants of this network are called preferred providers.

An open enrollment period is a window of time that happens once a year ? typically in the fall ? when you can sign up for health insurance, adjust your current plan or cancel your plan. It's usually limited to a few weeks. If you miss it, you may have to wait until the next open enrollment period to make any changes.

Plan type/plan name: There are many different kinds of insurance plans. Common types are HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), EPO (Exclusive Provider Organization), and HDHP (High Deductible Health Plan).

A qualifying life event will trigger a special enrollment period, which typically lasts 60-days. During these 60 days, you may enroll or switch health insurance coverage. Giving birth is considered a qualifying life event; however, becoming pregnant is not a qualifying life event.

Remember that in California, a newborn can be added to a mother or father's policy within the first 30 days. The parents of the child do not need to be married.

Plan Name: The name of the health plan offered by the insurance company.