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Key Things to Know About Upgrade Loan Approval Minimum Credit Score: 620, ing to multiple third-party sources. Approval Timeline: 1 - 4 business days (longer if extra verification needed) Funding Timeline: 2 - 6 business days. Fund Delivery Method: Electronic bank transfer. Loan Amount: $1,000 - $50,000.

After you accept your loan offer, you can expect to get your money within 1 business day of clearing verifications. Be sure to check your email or Upgrade dashboard for any document requests, since we may ask for certain documents to verify your identity before finalizing the loan.

Once a final approval decision has been made, your funds will be sent directly to your account within one business day. The availability of your funds depends on how quickly your bank processes the transaction. Funds sent directly to you should be available within four business days.

To check the status of your application, please log in to your Upgrade Account to access your Account Summary. Please make sure that you have completed all items on your To-Do List. Upgrade will also keep you updated on the status of your application by email.

It takes 2 to 5 business days to get money from an Upgrade personal loan, in most cases. The Upgrade loan timeline includes around 1 day to get approved for an Upgrade loan and another 1 to 4 business days to receive the funds after approval.

Yes, you may need to show proof of income to get the Upgrade Credit Card, if your information cannot be easily verified. When that happens, you should be prepared to provide additional financial information, like pay stubs, bank statements, or W-2 tax forms.

Upgrade Personal Loan personal loans offer quick decisions and funding, with the whole process taking 2 - 5 business days. You can get your money as soon as one business day after the loan is approved. The loans are also fairly easy to get, requiring a credit score of only 620 for approval.

Upgrade only looks at the financial documents you submit, such as a W-2 form, a bank statement, a direct deposit form or a pay stub, to verify that you have enough income to afford the loan. For more information, check out the full Upgrade personal loan review on WalletHub.

Upgrade does not publicize their income requirements, but they will ask for documents to verify an applicant's income. Upgrade's personal loans range from $1,000 to $50,000. Borrowers can repay their Upgrade personal loans within 36 to 60 months.

The application may require certain documents, like W-2s and pay stubs to confirm the information you gave during pre-qualification. Upgrade will also do a hard credit check when you apply, so your credit score will temporarily dip. Get approved and receive your funds.