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PCI DSS 4.0: How to Become PCI Compliant Remove sensitive authentication data and limit data retention. Protect network systems and be prepared to respond to a system breach. Secure payment card applications. Protect stored cardholder data. Finalize compliance efforts and ensure all controls are in place.

Average cost of PCI compliance On average, a large enterprise that processes millions of payments a year can expect to pay $50-200K to complete a Report on Compliance (RoC). A small company completing an SAQ and Attestation of Compliance (AoC) will likely pay $20K or less in annual PCI compliance costs.

12 requirements for PCI compliance and maintain a firewall configuration to protect cardholder data. ... Don't use vendor-supplied defaults for system passwords and other security parameters. ... Protect stored cardholder data. ... Encrypt transmission of cardholder data across open, public networks.

The requirements include complicated tasks such as installing firewalls and protecting cardholder data through ization or encryption. Obtaining PCI Level 1 or Level 2 typically takes merchants around nine months to a year to achieve on their own.

Everything that accepts, processes, stores, or transmits credit card data must meet PCI compliance. This means end users and developers of mobile applications must comply. Failure to comply with the PCI-DSS can make businesses targets for cybercriminals looking to compromise user data.

Create a Software Development Plan for Continuous PCI Compliance. Have a Plan for Access Control. Develop Policies Compliant with PCI DSS Requirements. Test Your Apps Regularly. Keep Detailed Records of the Application. Involve Management in the Process.

In terms of time, the PCI compliance process can last anywhere from one day to two weeks depending on the complexity of your systems, the size of your company, and how long you take to complete the self-assessment.

PCI DSS requirements: Protect cardholder data. Maintain a vulnerability management programme. Implement strong access control measures. Regularly monitor and test networks. Maintain an information security policy.