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If you're looking to take out a mortgage to buy a property, you'll need to let your mortgage lender know if the property has had work done which requires building regulations approval. If there's no completion certificate it introduces an element of risk for the mortgage lender.

Once the Building Inspector is satisfied you will be issued with a Regularisation Certificate. Although this is a step below a completion certificate it will be acceptable to most buyers and their lenders. The drawback of this option is that it can take up to 8 weeks enough to kill off many sales.

A Certificate of Lawfulness generally applies to the continuous use of a building over 10 years - hence it also (confusingly) being known as the 10 Year Rule. You can get a certificate if you can demonstrate that:Building or other operations have been completed for more than four years.

A Building Certificate is a document issued by Council relating to existing works to a building. A Building Certificate is usually requested by buyers or sellers of property before settlement to make sure that what is being bought or sold is not going to be the subject of action by Council.

Without a completion certificate, the builder cannot apply for and provide you with an occupation certificate. Moving into a property without an occupation certificate is illegal. You might face a penalty or eviction notice from the authorities.

To obtain a Regularisation Certificate use the Regularisation application form. For emailed applications, we will contact you to confirm the fee and take the payment once we have registered your application.