This package is designed to assist homeowners to obtain a loan modification under the Home Affordable Modification Program (HAMP). Including in this package are the following forms:
1. Request for Loan Modification and Affidavit RMA Under Home Affordable Modification Program HAMP
2. Instructions for Completing Request for Loan Modification and Affidavit RMA Form
3. IRS Form 4506-EZ Short Form Request for Individual Tax Return Transcript
4. Instructions for Completing IRS Form 4506T-EZ
5. How to Request a Home Affordable Modification Guide
Purchase of this package is a savings of nearly 30% compared to purchase of the forms individually!
Wyoming CAMP Loan Modification Package is a program designed to assist homeowners in Wyoming who are struggling to make their mortgage payments. The Home Affordable Modification Program (CAMP) is a federal initiative introduced after the financial crisis to help eligible homeowners avoid foreclosure and reduce their monthly mortgage payments to more affordable levels. The Wyoming CAMP Loan Modification Package provides homeowners with a comprehensive set of documents, forms, and information required to apply for and qualify for a loan modification through CAMP. This package contains all the necessary paperwork to demonstrate financial hardship, income documents, property details, and other supporting information required by lenders to evaluate the borrower's eligibility for a loan modification. The package typically includes the following documents: 1. Hardship Affidavit: This form requires homeowners to provide detailed information about their current financial situation, including income, expenses, and the reason for the hardship leading to the need for a loan modification. 2. Request for Modification and Affidavit (RMA): This form is the primary application for a loan modification. It requires borrowers to disclose various financial details, such as income, assets, debts, and property information. 3. 4506T-EZ form: This form authorizes the lender to obtain tax return transcripts directly from the IRS, verifying the borrower's income. 4. Dodd-Frank Certification: This certification form ensures that the borrower is not involved in any fraudulent activities relating to the mortgage. 5. Mortgage Assistance Application Checklist: This document provides a list of all the required documents and forms needed to complete the application package. It is important to note that Wyoming does not have any specific variations of the CAMP loan modification package unique to the state. The package remains consistent nationwide, with the aim of providing a standardized and streamlined process for homeowners seeking assistance in loan modification. In conclusion, the Wyoming CAMP Loan Modification Package is a vital tool for homeowners in Wyoming looking to avail themselves of the federal CAMP program. By following the instructions and submitting all the required documents, Wyoming homeowners can increase their chances of obtaining a loan modification and attaining more affordable mortgage terms.
