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By C Stueben · 2010 · Cited by 22 ? collection letter is false, misleading, or deceptive to the least sophisticated consumercannot legally be taken or that is not intended to be taken,". Threatening criminal prosecution and jail time if they do not pay up. But review of company practices has documented that letters often falsely misrepresent.Debt lawsuits frequently end in default judgment, indicating that many people do not respond when sued for a debt. Over the past decade in the ... In addition, this manual focuses on equipping the collections practitioner with a brief introduction to the Fair Debt Collection Practices Act and how it ... Discussion of creditor options and dangers in collecting time-barred debtto take any action that cannot legally be taken or that is not intended to be ... (a) A debt collector may not use a false, deceptive, or misleadingto take an action that cannot legally be taken or that is not intended to be taken;. Collection Legally Debt Collector Take Collection Threatening Debt Take Contacting Letter Threatening Action Debt Collector Threatening Action Debt Legally ... Representing clients in consumer class actions in matters involving the Fair Credit Reporting. Act (?FCRA?), Fair Debt Collection Practices Act. Tices, including the use of any false or deceptive means to collect aand threats of any action that the collector neither intends nor is au-. (2) Current law makes it next to impossible for a collector (let alone a consumer) to know whether they are collecting a debt that is not ?out of statute.
