West Virginia Sample Letter for Note and Deed of Trust

State:
Multi-State
Control #:
US-0386LTR
Format:
Word; 
Rich Text
Instant download

Description

This form is a sample letter in Word format covering the subject matter of the title of the form.

How to fill out Sample Letter For Note And Deed Of Trust?

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FAQ

A deed of trust may convey both real property or some interest therein and personal property or only real property or some interest therein or only personal property in order to secure a debt.

A Promissory note with a deed of trust is like an I owe you (IOU). This is a contract that promises to repay the loan. The deed of trust is the document that secures the loan with the property in case of default.

The promissory note is held by the lender until the loan is paid in full, and generally is not recorded with the county recorder or registrar of titles (sometimes also referred to as the county clerk, register of deeds, or land registry) whereas a deed of trust is recorded.

Secured promissory notes By assuring that the property attached to the note is of sufficient value to cover the amount of the loan, the payee thus has a guarantee of being repaid. The property that secures a note is called collateral, which can be either real estate or personal property.

The property owner signs the note, which is a written promise to repay the borrowed money. A trust deed gives the third-party ?trustee? (usually a title company or real estate broker) legal ownership of the property.

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West Virginia Sample Letter for Note and Deed of Trust