Wisconsin Garnishee Answer Non-Earnings Garnishment (Small Claims) is a form of garnishment used in the state of Wisconsin to collect a debt from a debtor who does not have any earnings that can be garnished. This type of garnishment is typically used in small claims court cases where the debtor does not have any wages or other earnings that can be garnished. The process involves serving a writ of garnishment on the debtor's employer, bank, or other financial institution that holds the debtor's funds. Once served, the garnishee is then required to answer the writ with the amount of money or assets they hold for the debtor. If the garnishee fails to answer the writ, they may be held in contempt of court and subject to fines or imprisonment. In Wisconsin, there are three types of Garnishee Answer Non-Earnings Garnishment (Small Claims): 1. Bank garnishment, which allows a creditor to garnish a debtor’s bank accounts, including savings, checking, and certificate of deposit accounts. 2. Credit union garnishment, which permits a creditor to garnish a debtor’s credit union accounts, including savings, checking, and certificate of deposit accounts. 3. Other garnishment, which allows a creditor to garnish the funds held by any financial institution or business, including a brokerage account, investment account, or other non-wage assets.