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Mechanics' and materialmen's liens. Chattel liens. Personal property liens?Summary foreclosure. Crop liens.
Senior liens are those with the highest priority (often, but not always, the first lien recorded on a property), to be paid back in full before other liens are paid.
You must file the lien foreclosure action in a court that has jurisdiction over the property where you supplied materials or work. You will likely need to consult an attorney to file a foreclosure action. Such actions are expensive and time-intensive so make every effort to settle the matter first!
If any supplier of materials, a worker or subcontractor is not paid, a lien may be filed against your property to force you to pay the debt. You could end up paying twice for the same work. Or worse, an unpaid lien could lead to foreclosure on your home.
?Upon payment and acceptance of the amount due to the lien claimant and upon demand of the owner or the person making payment, the lien claimant shall immediately prepare and execute a release of all lien rights for which payment has been made, and deliver the release to the person making payment.
The lien must be filed and recorded with the county recorder or auditor in the county in which the work was performed or the materials provided. If you do not file the lien within this timeframe, you lose your lien rights.
A Washington mechanic's lien is effective for 8 months after the date of recording/filing. You can enforce action on the lien within this time period. The lien expires when you fail to take action in enforcing the lien after the eight months have passed.
The kind of liens that can directly affect your personal property include mortgage, judgment, attachment, estate tax, Federal tax, bail bond, municipal utility and vendor's liens but can also include corporate franchise tax (if you own a business), mechanic's or vendee's (if you work in the building industry).