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Consequences of Failing to File a Police Report on Time ing to Washington state law, you must file an accident report within the four-day window or risk having your driver's license or permit suspended.
No, Washington is not ano-fault state for auto insurance. Washington is an "at-fault" or "tort" state, which means the person who is at fault for a car accident is responsible for paying for other people's injuries and property damage resulting from the accident.
Also, within the criminal justice system a police officer can write you a ticket for no insurance. If you are not at fault-but have no insurance, you can still collect from the at fault driver or their insurance.
In Washington State, the law generally assumes that the driver who rear-ends another vehicle is at fault in a rear-end accident. However, this presumption can be challenged if the driver of the rear-ended vehicle was also negligent.
The collision must have resulted in at least $1,000 in property damages or an injury. Requests must contain copies of estimates and receipts to support what is being reported. Requests without the required supporting documentation will not be processed.
In Washington State, you are entitled to recover fully for your injuries from the driver who was at fault for the collision even if you did not have car insurance at the time of the crash, assuming he or she has adequate insurance to cover your damages. This is not universally the case.
If you drive your car without purchasing the required insurance, you could receive a fine of $550 or more. If you're at fault in a collision and don't have insurance, your license may be suspended if you fail to pay the resulting damages and/or injuries.
Washington's financial responsibility law requires uninsured drivers and vehicle owners to be responsible for collision damages if there is a reasonable possibility that a court will make a judgment against them.