Washington Identity Theft Protection Guide

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Multi-State
Control #:
US-00700
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Description

Identity theft is a pervasive and fast-growing crime that affects millions of Americans each year. With this Identity Theft Protection Guide, you will learn how to effectively deal with creditors and government agencies after your identification is lost or stolen. This guide is designed to help clear your name, and reduce your time and expense in dealing with identity thieves. The information in this guide is essential to assist in remedying and protecting your credit, financial assets, and job opportunities, as well as preventing misuse of benefits, false arrests, and other fraudulent uses of your identification. Helpful tips on preventing identity theft, useful links, and more, are also included.
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FAQ

Help Prevent Identity Theft Keep Your Personal Information Secure. ... Monitor Your Credit Reports, Bank and Credit Accounts. ... Ask Questions Before You Share Your Information.

To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts.

Tools/Resources for Victims Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.

Shred receipts, credit offers, loan and credit applications, insurance forms, bank statements, and similar documents when you no longer need them. A ?cross cut? shredder is best for this. Use different and strong passwords for each of your accounts ? and then safeguard them.

Contact your police department, report the crime and obtain a police report. Decide whether you want to place a security freeze on your credit report.

What Is the Average Cost of Identity Theft Protection? The average cost of identity theft protection hinges on the provider, level of protection, and plan type. Generally, these services range from around $10 to $30 per month. Annual plans for both individuals and families may cost $150?$350 per year.

Identity theft has profound consequences for its victims. They can have their bank accounts wiped out, credit histories ruined, and jobs and valuable possessions taken away. Some victims have even been arrested for crimes they did not commit.

Ing to RCW 9.35. 020(1), it is a crime to knowingly use, possess, or obtain the ?means of identification? or the ?financial information? of another person with the intent to then commit a crime.

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Washington Identity Theft Protection Guide