Washington Cancellation of Elective Coverage

State:
Washington
Control #:
WA-SKU-3237
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PDF
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Description

Cancellation of Elective Coverage

Washington Cancellation of Elective Coverage (CEC) is a law in Washington State that requires health insurance companies to allow individuals to cancel their elective coverage at any time without penalty. Elective coverage includes services such as vision, dental and long-term care insurance. CEC covers both individual and group health plans, and provides a 60-day window to cancel elective coverage without having to pay a penalty. Individuals must submit a written request to their health insurance company and provide proof of coverage in order to cancel elective coverage. There are two types of Washington Cancellation of Elective Coverage: voluntary cancellation and involuntary cancellation. Voluntary cancellation is when an individual chooses to cancel their elective coverage at any time without penalty. Involuntary cancellation is when an individual’s elective coverage is cancelled by their health insurance company due to nonpayment or other reasons.

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FAQ

A waiver of subrogation is a provision that prohibits an insurer from pursuing a third party to recover damages for covered losses. Waivers of subrogation are found in various contracts, including construction contracts, leases, auto insurance policies, and more.

General information. Contact the Washington State Department of Labor & Industries for information about agency programs and services in your language at 1-800-547-8367.

A waiver of subrogation clause is good for both a tenant and a landlord. A waiver of subrogation is a two-way agreement in which each party agrees to give up subrogation rights against the other in the event of some kind of loss, such as damage to a building or personal possessions from a fire.

A waiver of subrogation means that a business and their insurance company is foregoing all rights to file suit, or seek damages, from another business.

A waiver of subrogation clause is intended to preserve the relationship between the two parties to the contract and keep them from having to engage in costly litigation. However, the waiver of subrogation comes at the expense of the insurance company that has written the policy.

It describes how an insurance company or an entity that pays medical expense on behalf of an injured person has a right to be reimbursed for any payments made, should another party be found at fault for their injuries.

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Washington Cancellation of Elective Coverage