The Washington Ch 13 Plan (effective 12/1/2017) is a three to five-year repayment plan of secured and unsecured debts that is available to individuals and married couples who live in Washington. The plan is administered through the United States Bankruptcy Court, and is designed to help debtors in Washington reorganize their debt in a way that works best for them. The plan allows debtors to keep certain assets, while paying back creditors over a period of time. The primary type of Washington Ch 13 Plan (effective 12/1/2017) is a ‘debtor in possession’ plan, where a debtor remains in possession of their assets while making payments to creditors. This plan allows debtors to maintain control of their assets while making payments to creditors. There is also the ‘creditor’s plan’ option, where a trustee is appointed to distribute payments to creditors. In order to qualify for a Washington Ch 13 Plan (effective 12/1/2017), debtors must have an income that is less than Washington’s median income and must not have more than $419,275 in secured debt, or $1,257,850 in unsecured debt. Debtors must also have all required documents, such as a copy of their most recent tax return and proof of income, in order to apply. Keywords: Washington Ch 13 Plan, Bankruptcy Court, Debtor in Possession, Creditor’s Plan, Median Income, Secured Debt, Unsecured Debt.