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A debt collector may not contact the consumer at his or her place of employment ifThreaten to take any action which is not legal or intended. ? Falsely ... You can file a complaint with the FTC if you believe the debt collector never sent written notice. Most individuals complaining about written ...By C Stueben · 2010 · Cited by 22 ? collection letter is false, misleading, or deceptive to the least sophisticated consumercannot legally be taken or that is not intended to be taken,". Since lenders, loan servicers, credit card companies and debt collectorsto take any action that cannot legally be taken or that is not intended to be ... A model validation notice that a debt collector could use to complyby taking certain actions to collect a debt that a consumer does not ... Defendants are not licensed as a consumer collection agency in. Connecticut, they have"(5) the threat to take any action that cannot legally be taken. By J Dreyer ? Fraudulent Use of a Shell Company. 68. Identity Theft. 70. Straw / Nominee Borrower. 72. Appendixes. Glossary. A. Mortgage Transaction Flow Charts. If you inform a collector that you have an attorney, the collector must contact the attorney rather than you. Can a consumer collection agency call you at work? In addition, this manual focuses on equipping the collections practitioner with a brief introduction to the Fair Debt Collection Practices Act and how it ... Discussion of creditor options and dangers in collecting time-barred debtto take any action that cannot legally be taken or that is not intended to be ...