Utah Schedules A Financial asset are assets that are reported on a resident's state income tax return when filing taxes in the state of Utah. These assets include real estate, stocks, bonds, mutual funds, annuities, and other investments held within the state of Utah. It also includes any money held in a savings or checking account in a Utah-based bank or credit union. Utah Schedules A Financial asset can be broken down into three main categories: Cash Assets, Investment Assets, and Retirement Assets. Cash Assets refer to money held in a bank or credit union, such as checking and savings accounts. Investment Assets include stocks, bonds, mutual funds, annuities, and other investments held in the state of Utah. Retirement Assets refer to 401(k)s, IRAs, and other retirement plans held in the state of Utah.