Checklist Appraisal
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FAQ
The condition of the home (are there any cracks, damages, leaks, etc.) The size of the home and the property lot. The quality of landscaping. The quality of roofing and foundation. The number of bedrooms and bathrooms. The quality of lighting and plumbing. The number of fireplaces.
There are three types of approaches to value and they are sales comparison approach, cost approach and income capitalization approach. The sales comparison approach is the most commonly used approach in real estate appraisal practice for determining the value.
What home appraisers look for: What's the general condition of the house? An appraiser will evaluate and comment on: The materials and conditions of the foundation and exterior walls, the roof surface, screens, gutters and downspouts. The materials and conditions of the floors, walls, and trim.
Be sure to have any safety equipment installed and working properly. Walk around your home before the appraisal with a critical eye. Inform your home appraiser of any home improvements you have done on your home. Do some sprucing up. Do some research on other homes in the neighborhood. Clean your heart out.
If an appraiser compares your property to one that turns out to be an outlier as far as market value such as a home sale among relatives for a lower cost, divorce sale or foreclosure it can impact the appraisal.
If you are an appraiser, look under the sink to know what is there. If you are a seller, be aware the appraiser might call for repairs if seeing something like the photo above. It might be worth curing the problem before the appraiser comes (I'm not saying you should hide the issue if you know you have a mold problem).
