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debtor; and any false, deceptive, or misleading statements in connection with the collection of a debt. It also requires debt collectors to ... State debt collection litigation often presents opportunities for the debtor/defendant to assert affirmative Fair Debt Collection Practices Act.A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to ... Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Communicating or Threatening Of fictitious profits, payment of dividends out of capital or hidden reserves and publication of false or misleading or uninformative financial statements ...