Tennessee Checklists - Worker's Compensation Claims

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Workers' Compensation Laws are laws passed by state legislatures that compensate employees for work-related injuries or illnesses. Any employee injured on the job within the scope of his employment is entitled to workers' compensation benefits. This is true even if the employee was injured because of his own negligence or for failure to follow the instructions of his employer. Self inflicted injuries are not covered. Benefits include medical expenses, lost wages, and death benefits. Most employers have insurance to cover these benefits. If they don't have insurance, they still have to pay benefits.

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FAQ

The Tennessee Workers' Compensation Law is a no-fault statutory scheme for compensating employees who suffer injuries in the scope of their employment.In private industry, on-the-job injuries are governed by these laws, but counties are not covered by the Workers' compensation laws unless they choose to be covered.

In Tennessee, you need to report your work-related injury to your supervisor within 15 days of the accident (or the date when a doctor first tells you that your injury is work-related) so that the proper forms and paperwork can be completed.

How to Calculate the Compensation Rate (CR): The AWW is multiplied by 66 2/3%. Compensation rate amount is subject to the workers' compensation maximum and minimum rates in effect on the date the employee was injured.

Coverage can be verified by visiting the Division of Workers' Compensation home page: . Select the ?Coverage Verification? Link under ?Available Resources?.

After a person has reached MMI, they may still need ongoing medical care for pain management or complications of the injury, but the medical treatment is not expected to improve the condition. No matter where you are in your recovery, it's important to speak to a personal injury trial attorney as soon as possible.

Workers' comp cases with head injuries settle for the most money compared to settlements for all other body parts.

A surgery can increase your workers' compensation settlement if it happens after the settlement agreement. If the surgery happens before the settlement is made, it would be covered by the insurance company as a part of your medical care.

The maximum compensation rate for an injured worker out on a Temporary Total Disabilty is $827.00 per week (110% of TN's average weekly wage). The weekly maximum compensation rate for a Permanent Total Disability and a Permanent Partial Disability is $752.00 (100% of average wages in Tennessee).

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Tennessee Checklists - Worker's Compensation Claims