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Card issuers must also post a sample (or generic) cardholder agreement on their website. This provides general information but may not list all the terms applicable to your specific card. Your credit card issuer should also provide a "Guide to Benefits" when it first sends you the card.
You should be able to find pricing and terms information adjacent to any credit card application. If you can't locate this information, contact the issuer directly and request it. They are required by law to give it to you.
How do I find out my credit card benefits? Check your credit card website. While many consumers simply log on to their credit card company's site only to pay their bill, it pays to visit the website for your specific card to see the perks listed. ... Call customer service. ... Read the fine print. ... Visit a credit card compare site.
Definition. A credit card disclosure is a document that outlines all of the fees, costs, interest rates, and terms that a customer could experience while using the credit card. Institutions that offer credit cards are required by law to disclose this information.
You should be able to find pricing and terms information adjacent to any credit card application. If you can't locate this information, contact the issuer directly and request it. They are required by law to give it to you.
The Cardholder Agreement details the terms and conditions of your credit card account and includes information such as the rate, fees, and other cost information associated with the account.
A cardholder agreement is a legal document outlining the terms under which a credit card is offered to a customer. Among other provisions, the cardholder agreement states the annual percentage rate (APR) of the card, as well as how the card's minimum payments are calculated.
Final rate and fee information depends on your credit history, so your actual rates and terms will be found on your Credit Card Agreement. You can find it online and enclosed with your credit card when it arrives in the mail.