[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Card Company Name] [Address] [City, State, ZIP Code] Subject: Cancellation of Credit Card Account Dear [Credit Card Company Name], I am writing to request the cancellation of my credit card account effective immediately. As per the terms and conditions outlined in the agreement, I would like to terminate my credit card services with your company. Account Details: Credit Card Number: [Insert Credit Card Number] Cardholder Name: [Your Name] Date of Card Issuance: [Date of Issuance] Expiry Date: [Expiry Date] Reason for Cancellation: Please note that my decision to cancel my credit card account is based on personal financial considerations. I have assessed my current financial situation and decided to streamline my credit obligations. Hence, I no longer require the credit card services provided by your company. Outstanding Balance and Payments: I would like to confirm that there is no outstanding balance remaining on my credit card account. I have ensured that all payments have been made promptly and in full. Any pending transactions should be settled before processing the cancellation. Confirmation and Closing of Account: Upon receiving this letter, I kindly request you to confirm the cancellation in writing. Please provide a written acknowledgement of this cancellation request, including the date of account closure and any additional steps required on my part. Return of Credit Card: I have safely destroyed the physical credit card associated with my account and confirm that it will no longer be used for any future transactions. If you require any further action or the return of the physical credit card, please notify me in writing. Contact Information Update: In association with the cancellation, I request you to update your records accordingly. Please remove my contact information from any marketing lists and cease all communications via post, email, or telephone related to credit card offers or promotions. I appreciate your prompt attention to this matter. Should you have any questions or require further clarification, please do not hesitate to contact me at the provided contact details. Thank you for your cooperation and understanding. Sincerely, [Your Name]