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South Carolina is not one of the 10 states that have prohibited convenience fees, but credit card companies do outline rules on how those fees must be disclosed.
Currently, 10 U.S. states have surcharging restrictions including California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas.
I am writing to dispute a charge of $ to my credit or debit card account on date of the charge. The charge is in error because explain the problem briefly. For example, the items weren't delivered, I was overcharged, I returned the items, I did not buy the items, etc..
: a customer's account with a creditor (such as a merchant) to which the purchase of goods is charged.
10 Secrets For Writing Killer Complaint LettersWrite To The Senior Person Responsible.Don't Send An E-Mail.Keep It As Short As Possible.Give It A Heading For Easy Identification.Clearly Explain The Situation.Use A Positive and Respectful Tone.Send Copies If Appropriate.Shame Them As Much As Possible.More items...
"Section 39-1-100. (A) No seller in any sales, service, or lease transaction with a consumer may impose a surcharge on a cardholder who elects to use a credit card in lieu of payment by cash, check, or similar means.
Respected Sir/Madam, I beg to state that my name is (Name) and I am a (Name of credit card) credit card holder of your bank having credit card number (Credit card number). I am writing this letter to complain about the charges being levied on my credit card.
Respected Sir/Madam, I beg to state that my name is (Name) and I am a (Name of credit card) credit card holder of your bank having credit card number (Credit card number). I am writing this letter to complain about the charges being levied on my credit card.
As of March 2021, most U.S. states allow merchants to surcharge on credit card transactions, with only Colorado, Connecticut, and Massachusetts having laws against surcharging.
Credit card surcharges are optional fees added by a merchant when customers use a credit card to pay at checkout. Surcharges are legal unless restricted by state law. Businesses that choose to add surcharges are required to follow protocols to ensure full transparency.