A South Carolina Judgment is a court-ordered legal decision that requires a person or business to pay a certain amount of money or property to another person or business. There are two main types of South Carolina Judgments: Monetary Judgments and Abstracts of Judgment. A Monetary Judgment requires the person or business to pay a specific amount of money to the person or business owed. An Abstract of Judgment is a document that records the Judgment and provides public notice that a Judgment exists. Once entered, the Abstract of Judgment is recorded with the South Carolina Secretary of State, which makes it a public record.
South Carolina Judgment
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Judgment
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FAQ
Once the judgment is filed, it attaches to any land owned by the person who lost the lawsuit, called the ?judgment debtor.? However, certain amounts of the land may be exempt, for example, if the judgment debtor is living in a residence on the land.
A magistrate's judgment is valid for three years, whereas a circuit court judgment is valid for ten years.
A judgment lien is created automatically on debtor property that's located in the South Carolina county where the judgment is entered. For debtor property in other South Carolina counties, the creditor files a transcript of the judgment with the clerk of the court of common pleas where the property is located.
A magistrate's judgment is valid for three years, whereas a circuit court judgment is valid for ten years. Therefore, the filing of a magistrate's judgment in circuit court extends the life of the judgment to that of the circuit court's. Judgments in South Carolina may not be renewed.
If you don't pay the judgment or agree to a payment plan, the creditor must go through a separate judgment collection procedure. 6. During the judgment collection process, you may find that most if not all of your property and income cannot be taken for payment on the judgment.
Yes, you can agree to settle a judgment debt for less, even after the court has handed it down. Often, counsel for debtors will work with creditors as tactical negotiators to reduce a debt payment amount or for more manageable payments.