Rhode Island Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Asserting that the Debt Collector Cannot Accept Partial Payments When They Can

State:
Multi-State
Control #:
US-DCPA-19.20BG
Format:
Word; 
Rich Text
Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:


"(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer."


This would include asserting that the debt collector cannot accept partial payments when they have been authorized.

Free preview
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Asserting that the Debt Collector Cannot Accept Partial Payments When They Can
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Asserting that the Debt Collector Cannot Accept Partial Payments When They Can

Related forms

form-preview
Rhode Island Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

Rhode Island Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

View this form
form-preview
Rhode Island Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Nonpayment of any Debt Will Result in the Seizure, Garnishment, Attachment, or Sale of any Property or Wages

Rhode Island Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Nonpayment of any Debt Will Result in the Seizure, Garnishment, Attachment, or Sale of any Property or Wages

View this form
form-preview
Rhode Island Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Misleading a Consumer as to the Legal Consequences of their Actions - e.g., Falsely Implying that a Failure to Respond is an Admission of Liability

Rhode Island Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Misleading a Consumer as to the Legal Consequences of their Actions - e.g., Falsely Implying that a Failure to Respond is an Admission of Liability

View this form
form-preview
Rhode Island Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

Rhode Island Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

View this form
form-preview
Rhode Island Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not

Rhode Island Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not

View this form

How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Using False Representation Or Deceptive Means To Collect A Debt - Asserting That The Debt Collector Cannot Accept Partial Payments When They Can?

Selecting the optimal legal document template can be a challenge. Clearly, numerous templates exist online, but how can you find the legal form you require.

Utilize the US Legal Forms website. The service offers thousands of templates, including the Rhode Island Letter Notifying Debt Collector of False or Misleading Statements in Collection Activities - Using False Representation or Deceptive Methods to Recover a Debt - Claiming that the Debt Collector Cannot Accept Partial Payments When They Indeed Can, which you can employ for business and personal purposes.

All forms are reviewed by experts and comply with state and federal regulations.

Once you are confident the form is suitable, click the Buy now button to acquire the form. Select the payment plan you prefer and enter the required information. Create your account and finalize the purchase using your PayPal account or credit card. Choose the document file format and download the legal document template to your device. Finally, complete, modify, print, and sign the received Rhode Island Letter Notifying Debt Collector of False or Misleading Statements in Collection Activities - Using False Representation or Deceptive Methods to Recover a Debt - Claiming that the Debt Collector Cannot Accept Partial Payments When They Indeed Can. US Legal Forms is the largest collection of legal forms where you can find various document templates. Utilize the service to download professionally crafted documents that adhere to state regulations.

  1. If you are currently registered, Log In to your account and click the Download button to obtain the Rhode Island Letter Notifying Debt Collector of False or Misleading Statements in Collection Activities - Using False Representation or Deceptive Methods to Recover a Debt - Claiming that the Debt Collector Cannot Accept Partial Payments When They Indeed Can.
  2. Utilize your account to search for the legal forms you have previously purchased.
  3. Visit the My documents section of your account to get another copy of the document you need.
  4. If you are a new user of US Legal Forms, here are simple steps you can follow.
  5. First, ensure you have picked the appropriate form for your area/region. You can explore the form using the Preview button and read the form summary to confirm it is suitable for you.
  6. If the form does not meet your needs, use the Search field to find the correct form.

Form popularity

FAQ

Unfair practices are prohibitedDeposit or threaten to deposit a postdated check before your intended payment date. Take or threaten to take property if it's not allowed. Collect more than you owe on a debt, which may include fees and interest.

Under the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681 and following), you may sue a credit reporting agency for negligent or willful noncompliance with the law within two years after you discover the harmful behavior or within five years after the harmful behavior occurs, whichever is sooner.

The Fair Debt Collection Practices Act (FDCPA) The FDCPA prohibits debt collection companies from using abusive, unfair or deceptive practices to collect debts from you.

Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.

Debt collectors are generally prohibited under federal law from using any false, deceptive, or misleading misrepresentation in collecting a debt. The federal law that prohibits this is called the Fair Debt Collection Practices Act (FDCPA).

If you believe a debt collector has given you false, deceptive, or misleading information, you have several options:Submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).Contact the FTC , or your state's attorney general .More items...?

7 Most Common FDCPA ViolationsContinued attempts to collect debt not owed.Illegal or unethical communication tactics.Disclosure verification of debt.Taking or threatening illegal action.False statements or false representation.Improper contact or sharing of info.Excessive phone calls.

Yes, you may be able to sue a debt collector or a debt collection agency if it engages in abusive, deceptive, or unfair behavior. A debt collector is generally someone who buys a debt from a creditor who, for whatever reason, has been unable to collect from a consumer.

(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. (2) The false representation of -- (A) the character, amount, or legal status of any debt; or.

Trusted and secure by over 3 million people of the world’s leading companies

Rhode Island Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Asserting that the Debt Collector Cannot Accept Partial Payments When They Can