Public Liability Insurance, or PLI, is designed to protect business owners and their assets against losses associated with injury, property loss or damage, and other losses incurred by members of the public and/or third parties while on the business premises.
Professional liability insurance typically covers negligence, copyright infringement, personal injury, and more. Claims covered by a professional liability policy can include damages caused by things you did and/or things that you should have done.
In a finding of negligence against the veterinarian if damage to the patient occurs as a result. If a court finds that a medical practitioner has breached the standard of care to the patient, the plaintiff must then prove that the breach caused the injury and resulted in damages.
Yes! If your veterinarian commits malpractice, you can sue them for damages related to the injury of your pet.
The AVMA is the American Veterinary Medical Association and the PLIT is their Professional Liability Insurance Trust. The PLIT is kind of the branch of the AVMA that offers a bunch of different types of insurance for veterinarians.
A vet is guilty of professional negligence if they don't meet the standard of care based on what other vets would reasonably do in the same circumstances. Negligence must result in harm, loss, injury or damage of some sort.
The coverage available through PLIT was designed by veterinarians for veterinarians to address the unique risks and challenges they face. Professional liability coverage through AVMA PLIT responds if you are accused of professional malpractice.
No. Medical malpractice is only for medical incidents. Professional liability covers medical malpractice as well as the business premises.