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As COBRA is the same employer-sponsored you had previously, you would need to contact the COBRA Plan Administrator. If you are unsure you that is, contact the HR Department at the business who provided the group health plan.
The U.S. Department of Health and Human Services, through the Centers for Medicare & Medicaid Services (CMS) has jurisdiction with respect to the COBRA continuation coverage requirements of the PHS Act that apply to state and local government employers, including counties, municipalities and public school districts,
In addition, employers can provide COBRA notices electronically (via email, text message, or through a website) during the Outbreak Period, if they reasonably believe that plan participants and beneficiaries have access to these electronic mediums.
COBRA SPECIFICS COBRA applies to nearly all businesses that have more than 20 employees and offer a group health care plan. The only exceptions are churches, church-related tax-exempt organizations, and some federal employees.
Q: What coverage does COBRA offer if I travel outside the US? A: COBRA is a federal law and applies regardless of residency.
Employers should send notices by first-class mail, obtain a certificate of mailing from the post office, and keep a log of letters sent. Certified mailing should be avoided, as a returned receipt with no delivery acceptance signature proves the participant did not receive the required notice.
Since COBRA insurance is continuation of your previous employer's group health policy, you will be able to use the same ID cards. The old card will be re-activated once your employer has received your COBRA payment.
COBRA is not an insurance company. COBRA is simply the continuation of the same coverage you had through a previous employer. To get proof of insurance, you would need to contact the COBRA Administrator at your previous employer. Typically, the COBRA Administrator is in the HR department.
In addition, the law does not apply to plans sponsored by the governments of the District of Columbia or any territory or possession of the United States, certain church-related organizations, or the federal government.
Do they have to offer employees COBRA? This rule is generally clear. Small U.S. companies deciding if they are a COBRA eligible employer must include all employees in the controlled group including overseas non-resident aliens without U.S. source income.