Pennsylvania Sample Letter for Debtor Examination
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How to fill out Sample Letter For Debtor Examination?
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FAQ
If a judgment debtor has paid in full, settled, or otherwise complied with a judgment rendered in a magisterial district court, anyone interested in the judgment may request the entry of satisfaction of the judgment by filing a written request in the office of the magisterial district judge who rendered the judgment.
Tells the sheriff to take action to enforce a judgment. Used with instructions to the sheriff to levy bank accounts, garnish wages, or take possession of personal property.
One of the ways your mortgagor will do this is through mortgage foreclosure in Pennsylvania. Foreclosure is a legal process by which your creditor can take title to your house, sell it, and satisfy your debt with the proceeds.
Pennsylvania is not the easiest state to collect in. Debtors have a huge advantage when it comes to PA debt collection. The primary reasons are that ?Marital Property? can be exempt, and Plaintiffs are not allowed to garnish wages (with a few minor exceptions i.e. landlord/tenant).
A plaintiff can seize tangible personal property which are items such as household furnishings, jewelry, and business and office equipment.
Pennsylvania exempts from execution on judgment on a contract all wearing apparel of the debtor and his family, bibles and school books in use in the family, as well as $300 worth of any property owned or in pos- session of the debtor.
The creditor can often place a lien on your property, such as a house or car. The lien must usually be paid off before you can sell the property. Seize assets. Sometimes, a creditor can get a court order to seize other assets or personal property you own, such as a vehicle or real estate, to satisfy the debt.
A creditor or debt collector cannot take your real or personal property with out first suing you and obtaining a judgment. However, once a creditor has a judgment, the creditor has several options for collecting on the judgment.
