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Once your car loan is completely paid off, obtain a car title lien release from your lender so your state BMV or DMV can put the car title in your name. The lien removal process varies by state and typically involves completing paperwork and paying a fee for the new car title.
If there is a lien on the vehicle, and the lien holder is in possession of the vehicle's title, you must fill out an application for the release of the vehicle title, which will be sent to the PA DOT. Be advised, you may be required to submit additional information.
If the lien is released by the lienholder on Form MV-38O, or with a notarized lien release statement on lienholder's letterhead, PennDOT's counter service area will accept a properly completed application and issue a duplicate title to the vehicle owner (with proper owner ID) with no lien.
There are only nine title-holding states: Kentucky, Maryland, Michigan, Minnesota, Missouri, Montana, New York, Oklahoma, Wisconsin. In the other 41 states, titles are issued to the lien holder of your vehicle until the loan is fully paid off.
To do a Pennsylvania title transfer, buyers and sellers will need to meet and exchange documents. In general, you'll need: A vehicle title (or other ?proof of ownership? documents such as Manufacturer Certificate of Origin, out-of-state title, or court order) Application for Certificate of Title (Form MV-1)
OBTAINING PENNSYLVANIA TITLE & REGISTRATION: If there is a lien on the vehicle or you are leasing, we must first request the title from your lienholder or lessor. This process usually takes 2-3 weeks, as lienholders and lessors often use third party titling agents or participate in electronic titling.
You can visit the PennDOT page if you do not have an email address, or if you would just like to confirm your registration status. This is an online service residents of PA can use to access various vehicle and driver services, including renewing their vehicle registration and driver's license.
In order to title and register your vehicle(s), you will need to bring the following items with you to the authorized agent: A valid title for all of the vehicles you want to register in Pennsylvania, issued in your name, from your previous state; and.