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If the deceased specifically named someone before their death to handle the details of their memorial service and burial, then these wishes are almost always honored first. If there is no one named, then the surviving spouse of the deceased is given this responsibility by default.
The State Board of Funeral Directors regulates the licensure and practice of funeral directors in the Commonwealth of Pennsylvania.
Can You Bury a Body at Home? There are no state laws in Pennsylvania prohibiting home burial, but local governments may have rules governing private burials. Before burying a body on private property or establishing a family cemetery, you should check with the county or town clerk for any zoning laws you must follow.
A Funeral Assignment is an agreement that is signed by a beneficiary of a life insurance policy. The beneficiary assigns all or a portion of the life insurance benefits at the Funeral Home which allows payment for funeral expenses to be made directly to the funeral home. Yes, NYL GBS does accept Funeral Assignments.
Pennsylvania gives you the right to designate a person to control the disposition of your body, which overrides the next-of-kin's statutory authority.
Does life insurance cover burial costs? Yes, life insurance policies will pay a lump sum when you die to a beneficiary of your choice. That money can be used to pay for your funeral or for any other general financial needs of your survivors.
Next-of-Kin and Blood-Related Family Members Once that family member steps up and takes responsibility for both making and paying for the funeral arrangements, they sign a legal contract which obligates the funeral home to follow the instructions of that family member alone.