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No, Oklahoma is not ano-fault state for auto insurance. Oklahoma is an "at-fault" or "tort" state, which means the person who is at fault for a car accident is responsible for paying for other people's injuries and property damage resulting from the accident.
If anyone was killed or injured, or there was more than $300 of property damage, it's legally required to contact the police in Oklahoma. It's also necessary to file an accident report in Oklahoma if a settlement hasn't been reached on such a traffic accident within six months.
Oklahoma Is an at-Fault State Oklahoma's liability laws fall under the at-fault state definition. This means that if you were injured or your property was damaged by someone else's negligence, the at-fault party, or their insurance company, is financially responsible for the damages.
Oklahoma specifically has modified comparative fault laws, which follow a ?50 percent rule.? The law states, ?negligence resulting in personal injuries or wrongful death, or injury to property, contributory negligence shall not bar a recovery, unless any negligence of the person so injured, damaged or killed, is of ...