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Best unsecured credit cards for bad credit compared 2023 Unsecured credit cardBest forAnnual feeMission Lane Visa® Credit CardNo credit check$0First Access Visa CardBad credit$75 annual fee, followed by $8.25/mo after 1st yearMilestone® Mastercard®Short term use$35 - $95Avant Credit CardLimited credit$594 more rows
You may also assume you can only qualify for a secured credit card that requires a security deposit and has low credit limits. However, unsecured credit cards ? cards that don't require a cash deposit to secure a credit line ? are available, even if your credit isn't up to par.
One option for an unsecured credit card for an applicant with no credit history is a student credit card. Student credit cards don't require a deposit like secured cards do, and usually function more like a regular credit card.
No seller in any sales transaction may impose a surcharge on a cardholder who elects to use a credit card or debit card in lieu of payment by cash, check or similar means.
Most unsecured credit cards require credit in the good to excellent range (670-850). This range is where you'll become eligible for many different kinds of rewards and 0 percent intro APR cards. You can also find some cards that will accept a score in the fair to good range (580-669).
Unsecured credit cards, which means a poor credit score may not stop you from getting approved. At Discover®, there's no credit score required to apply.
Even if you have no credit, it doesn't mean you're completely out of the running for an unsecured credit card. Yes, your options are limited. That's because with no credit, the bank that issues the card doesn't have much information to base its decision on.
You need a credit score of 550-750 to be approved for an unsecured credit card, depending on the card. The higher your credit score is, the more unsecured credit card offers will be available and the better your chances of getting approved will be.